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Consumer
You know how hard it is to make money. So make sure you don't get ripped off!
There are a lot of people out there trying to scam you. When you are buying a car, applying for credit cards, getting a cell phone or using the internet to shop, make sure you keep your money safe. Keep your money where it belongs, with you!
Top 10 Consumer Tips for Young Adults
- If it sounds too good to be true, it probably is.
- Check your credit report for errors or to see if someone has stolen your identity once a year for free at www.annualcreditreport.com.
- Protect your personal identifying information. Never give out your financial information, driver’s license number or Social Security number through email.
- At age 18, contracts you sign are binding.
- Always read the fine print and don’t sign anything you don’t understand.
- Don’t be pressured into making quick decisions on purchases or investments.
- Get all claims, warranties and promises in writing.
- Keep your receipts.
- Know your rights as a consumer and where to get help if you have a problem.
- If you feel you need an attorney, the following organizations provide attorney referrals for people of varying income levels.
Consumer Guide for Young Adults
Know the Basics
Be an Intelligent Consumer
Avoid Fraud and Scams
Lottery and Prize Notification Scams
Resource Guide
Helpful Web Sites and Phone Numbers
Resources
